Experience the Service

Savings

Save today for better tomorrow

Loan

Empowering Dreams,
Enabling Success

Partners & Tie-Up

Building Strong, Driving Mutual Success

Other Services

Our various services that benefit our members

main_building

24+

Years of Excellence
Our Story

About Hamro Savings & Credit Cooperative

Established on cooperative principles, Hamro Savings and Credit Cooperative Society Limited has been improving the socio-economic conditions of members since 2000. We provide loans at reasonable interest rates through SIP-based income generation programs.

We are the result of a powerful merger: Hamro Namuna Savings & Credit, Hamro Thaili Savings & Credit, and Sewak Savings & Credit cooperatives merged on Mangsir 30, 2078 BS to create a stronger, more capable institution under one name.

What We Offer

Experience Our Financial Services

Comprehensive financial solutions tailored for our cooperative members transparent, accessible, and community first.

Deposit Services

Grow your wealth with our flexible savings accounts offering competitive interest rates. Regular savings, fixed deposits, and special savings plans for all members.

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Loan Services

Get affordable loans at reasonable interest rates through our SIP-based income generation program. Personal, business, education, and home loans available.

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Remittance

Receive and send money quickly and securely through our wide network of partner banks and financial institutions across Nepal and internationally.

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Coop Card (ATM)

Access your funds anytime with our Coop ATM Card. Withdraw cash, check balances, and make transactions from thousands of ATMs nationwide.

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Mobile Banking

Bank from anywhere with our mobile banking service. Check balances, transfer funds, pay bills, and manage your account from your smartphone.

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Bluebook Renew

Convenient vehicle bluebook renewal services for members. Save time and avoid long queues at the transport office with our hassle-free renewal process.

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In Coordination with

EMI Calculator

Plan your loan repayments with confidence. Use our easy-to-use EMI calculator to estimate monthly installments before applying for a loan.

Instant calculation with real-time results
Adjust loan amount, tenure & interest rate
View total interest and payment breakdown
Available for all loan types we offer

Quick EMI Estimate

10K – 20L
6% – 24%
6 – 120 Months
Monthly EMI
Total Interest
Total Payment
Principal

OUR SERVICES

Hamro  SahakaariPay

Top up
Landline
Internet
Khanepani
NEA
Cable T.V
Airlines
Traffic Fine
$ Government Payment
Recharge
Insurance
Movies
Broker Payment
Bus Ticket
Ride
QR Code
QR SCAN
BANK
TRANSFER
CO-OP TO CO-OP
FUND TRANSFER
KHALTI
WALLET
Khalti
ESEWA
WALLET
eSewa
Hamro SahakaariPay Mobile App

"आफ्नो सहकारी बाट जुन सुकै बैंकमा अब सजिलै पैसा पठाउनु होस"